David S. over on the Snub Noir Facebook site had a serious question about the crud and/or matted dust bunnies getting in under the Colt-style hammer shrouds and/or the S&W Bodyguard shrouds. Having carried both type of guns for decades, here are a few tips for dealing with the issue.
Now there are two items that should be addressed. The first notable concern is
Yours,
Michael de Bethencourt

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A quick disassemble and it was full of pocket fuzz.
Shrouded hammers aren't the only ones to gather crud ... I taught my friend how to field strip his piece, and recommended a pocket holster.
Since then, no repeats